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Terms of Use

Welcome to Simple Debt Restructures. By accessing or using our website, you agree to comply with these Terms of Use. These terms outline the legal framework governing your use of our site and form a binding agreement between you and Simple Debt Restructures. If you do not agree with any part of these terms, please refrain from using our website.

Intellectual Property

All content available on this website, including text, graphics, logos, images, and software, is the exclusive property of Simple Debt Restructures or its licensors. This content is protected by copyright, trademark, and other intellectual property laws.

You may view, download, and print content from this website for personal, non-commercial use only. Any reproduction, distribution, or modification of the content without our prior written consent is strictly prohibited.

You may not:

  • Reproduce, publish, distribute, or exploit any part of the website for commercial purposes.
  • Use any of our content to create derivative works.
  • Display our trademarks or logos in any manner without written consent.

Failure to comply with these intellectual property protections may result in legal action.

Use of the Website

By using this website, you agree to abide by the following guidelines:

  • Lawful Use: You must not use the website for any unlawful or prohibited activity.
  • Non-Commercial Use: This website is intended for personal and non-commercial use only. You may not use the site to promote or sell any goods or services without our consent.
  • Prohibited Activities: You agree not to:
    • Upload, post, or transmit any material that contains harmful software, viruses, or code that could harm the website or other users.
    • Attempt to gain unauthorised access to our systems, user accounts, or restricted areas of the website.
    • Use the website in any way that may damage, disrupt, or impair its operation or interfere with other users' enjoyment of the site.
    • Engage in data mining, scraping, or similar activities to extract information from the website.

Simple Debt Restructures reserves the right to terminate your access to the website if we determine that you have violated these terms or engaged in any prohibited activities.

Limitation of Liability

While Simple Debt Restructures takes reasonable steps to ensure the accuracy of the information on this website, we do not guarantee the completeness, reliability, or timeliness of any content. The website and its contents are provided on an “as is” and “as available” basis.

Simple Debt Restructures will not be liable for any loss or damage arising from:

  • Your reliance on any information presented on the website.
  • Any technical issues, interruptions, or downtime that prevent access to the website.
  • Any errors, omissions, or inaccuracies in the content.

You acknowledge that your use of this website is at your own risk. We disclaim liability for any damages, including but not limited to:

  • Loss of data, revenue, or profits.
  • Simple interruption.
  • Any indirect, incidental, or consequential damages.

This limitation of liability applies to the fullest extent permitted by law.

Privacy and Data Collection

Your privacy is important to us. We collect and handle your personal information in accordance with our Privacy Policy. By using our website, you consent to the collection and use of your data as outlined in the policy.

We collect personal data when you:

  • Submit inquiries via contact forms.
  • Sign up for newsletters or services.
  • Engage in other communications with our business.

We may also use cookies to enhance your user experience. For more details on how we manage cookies and your personal information, please refer to our Privacy Policy.

Third-Party Links and External Content

Our website may contain links to external websites or services operated by third parties. These links are provided for your convenience, but we do not endorse or assume any responsibility for the content, privacy practices, or security of these third-party sites.

By accessing third-party sites via our links, you acknowledge that:

  • You do so at your own risk.
  • We are not liable for any damages or losses incurred as a result of your use of third-party content.

We encourage you to review the terms and conditions and privacy policies of any third-party websites you visit.

User Contributions and Uploaded Content

If you submit or upload any content to our website, you grant Simple Debt Restructures a non-exclusive, royalty-free, perpetual, and transferable license to use, reproduce, and distribute that content. You retain ownership of any intellectual property rights in the material you provide, but by submitting content, you represent that:

  • You own or have the necessary rights to use and submit the content.
  • The content is accurate and not misleading.
  • The content does not infringe any third-party rights or violate any laws.

We reserve the right to remove any content that violates these terms or is deemed inappropriate without prior notice.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of Australia, specifically the laws of the state or territory in which Simple Debt Restructures operates.

In the event of any disputes or legal claims arising from your use of the website, you agree to submit to the jurisdiction of the courts of Australia.

Website Security

We strive to ensure that our website is secure and free from harmful content. However, we cannot guarantee that the site is immune to unauthorised access or hacking attempts. By using our site, you accept the inherent risks associated with internet usage.

We recommend that users:

  • Install and regularly update antivirus software.
  • Avoid downloading suspicious files or interacting with unknown links.

You agree that Simple Debt Restructures will not be held responsible for any damage to your hardware, software, or data caused by your use of this website.

Changes to the Terms

We reserve the right to modify these Terms of Use at any time. Any changes will be posted on this page, and continued use of the website will signify your acceptance of the updated terms.

We encourage you to review these terms periodically to stay informed about your rights and obligations.

Contact Information

If you have any questions or concerns about these Terms of Use or need assistance with your account, please contact us at:

  • Email: This email address is being protected from spambots. You need JavaScript enabled to view it.
  • Phone: 1300 11 77 79
  • Address: [Insert Physical Address]